Safely Shop Online
Worried about online shopping? Don’t be! Here are some tips to avoid online fraud:
- Don’t Give Out Your Personal Information. Legitimate online retailers will never ask for your social security number at any time. Don’t give it to retailers – if anyone requests it contact the company.
- Arm Your Computer. You can protect yourself as you shop online simply by installing some basic security programs on your computer including anti-spyware and anti-virus programs. This software will keep your financial information and passwords safe from cyber-thieves and hackers.
- Use A Credit Card. Credit cards are easy to use online – just enter the credit card name, number and expiration date. There’s another important reason to use a credit card, if fraud occurs or you don’t get the product you purchased, you can dispute the charges. However, if you use a money order or debit card, the money is usually gone without dispute.
- Read The Fine Print. Whenever you shop online read the fine print carefully so there are no surprises. Make sure you’re aware of shipping charges, delivery time, cancellation and return policies, as well as the seller’s privacy policy.
- Don’t Respond To Unsolicited Email. Never buy things or confirm your email through unsolicited email, especially if you don’t recognize the source. Legitimate online retailers will never ask for your credit card number through email. If you receive and email of this type, contact the company immediately.
To learn more please read Avoid Frauds While Shopping Online.
posted by Cara at
11:03 AM
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